Manufactured home loan with bad credit

As a leading wholesale lender and residential mortgage specialist, Flagstar Bank offers a variety of financing options. If you need a manufactured home loan with bad credit history in your file, we still may be able to help you. With our FHA loans, we are able to offer financing solutions to people with less than perfect credit. FHA loans offer more flexibility than conventional loans, and even if you have had a bankruptcy, you still may be eligible for a FHA loan. We also offer 100% financing - a manufactured home loan - no money down for buyers who may not have the cash to put down right now. Modular home loans are often confused with a manufactured home loan. No money down options, or full financing, is available on qualified manufactured homes. We do not specialize in modular home loans; these are homes like manufactured homes, but were assembled onsite, not in a factory. We provide double and triple wide mobile home finance options for first time buyers as well as refinance assistance.

Investigate modular home loans

We strive to make the application and financing process as easy as possible for everyone involved. If you need a manufactured home loan, with bad credit history, filling out the online application form is the first step to determine if we can help you. Once we receive your completed application, we can begin working to determine if we can work together. To meet the basic requirements you must own both your house and the land. Your house must also be a double or triple wide trailer attached to a permanent foundation and built after June 15, 1976.

Manufactured home loan, no money down option

If you are a current homeowner we offer numerous mobile home refinancing loan options that can consolidate debt and might even lower your monthly payment to free up cash for other needs. Give us a call or fill out the short application form so we can get working for you.