Modular home loan, manufactured home mortgages

We are a large, wholesale lender with offices nationwide. We specialize in providing double and triple wide mobile home finance options to first-time buyers and current homeowners. We offer conventional fixed rate mortgages as well as FHA loans. A FHA loan choice is often good if you have poor credit, as these programs are more flexible than conventional loan choices. If you have had a bankruptcy in your past, you still may be eligible for a FHA loan; give us a call today to find out more. If you are looking to buy a new property you may want to learn the difference between certain types of manufactured housing choices. Some are assembled in a factory and some are built onsite. A manufactured house is different than a modular home. Loan specialists can help you determine if you qualify for our programs. A modular home loan is not the same as a manufactured house loan. We make it as easy as possible to secure triple wide home finance opportunities. Our online application form does not obligate you in any way, and your privacy is safeguarded. We can even provide pre-approval for qualified buyers. We do not charge a fee to get pre-approved and we also do not charge to lock in a rate.

Triple wide mobile home finance choices

In addition to working with new home buyers, we also offer a cash-out refinance program to current homeowners. If you own your double or triple wide mobile home, finance options exist to help consolidate debt. A refinance can sometimes lower monthly payments and free up extra cash for your needs. We offer a cash-out refinance program that will provide up to 95% of the appraised value of your manufactured house; but you must have owned your residence for a minimum of 12 months to do a FHA cash-out refinance. If you are interested in learning more about this program, or if you qualify, please call and speak to one of our specialists. We can help you determine if your residence meets the basic requirements, and what options would be best for you.