Easy manufactured home mortgage loan

If you are looking to purchase or re-finance a double or triple-wide trailer, take a few minutes to fill out our simple application. We specialize in manufactured home mortgage financing for first time buyers and current owners looking to refinance. At Flagstar Bank we offer a manufactured home mortgage loan for all sorts of people. We know that financing a manufactured home is not something every lending institution does, but we offer numerous options for people with good, and not so great credit.

Manufactured home mortgage financing choices

We make the application and qualification process as simple as possible. We will work quickly to determine if we can help with your manufactured home mortgage financing. Take a few moments to read our FAQs to determine if you meet some of the basic criteria for financing a manufactured home. You must:

Own the trailer
Own the land that the house sits upon
Ensure the house is on a permanent foundation
Have a double or triple-wide trailer.

If the property is leased or rented, we cannot provide a manufactured home mortgage loan. There are certain states where we are unable to provide loans; please check our FAQs to determine if your state is eligible, or give us a call. Once you have determined if you fulfill the basic criteria, a few minutes is all it takes to fill out the online application. Or you can also give us a call.

Financing a manufactured home

Once we have received your application, we will ensure a timely review and be in contact with you shortly. We are happy to answer any questions that you may have. You can reach our team via phone or email with your questions. We offer several different choices including conventional and FHA loans with varying terms. If your credit score is less than perfect, you may find that FHA loans offer more favorable options for you. Our professionals will review all your options with you. You will find that we are able to offer loans when other banks or lenders are not able to. Flagstar Bank is listed on the NYSE and is one of the largest wholesale lenders in the marketplace.