Bad credit, manufactured home loan options

We understand that not everyone has a perfect credit report. At Flagstar Bank we offer numerous financing options for people with good and not so good credit ratings. If you have bad credit, manufactured home loan options may be difficult to find. We offer both conventional, fixed rate mortgages and FHA loans for people who may have bad credit. Manufactured home loan opportunities are more flexible with FHA loans than with conventional loans. Manufactured home financing with bad credit is not impossible; contact us to find out if we can help you. You can call us or fill out the short online application form to get things started. You are under no obligation by submitting an application. We will keep your information private and will contact after reviewing your application.

Manufactured home financing with bad credit

We are among the largest wholesale lenders in the market, and we are serve clients across the country. We specialize in providing manufactured home financing. With bad credit, many people think that they cannot secure a loan, but this is not always the case. We can often help people finance a new home, or refinance their current residence. A cash-out refinance is often a great way to consolidate debt and lower monthly payments. Our professional team can help answer any questions you may have. We do require that you own your double or triple-wide residence, as well as the land it sits upon. Unfortunately, if you rent or lease the land we cannot provide a loan to you. Your house must be permanently attached to a foundation and must be built after June 15, 1976. If you meet these basic qualifications, we may be able to help you with a loan. The process is made as easy as possible for everyone involved; we don't make you jump over any extra hurdles. Our team is made up of industry professionals.